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ANNUITY SOLUTIONS
Annuities Made Easier to Understand
Learn how different annuity options may help protect savings, create dependable retirement income, and support your long-term goals.
Fixed Annuities
Designed for principal protection, a guaranteed interest rate for a stated period, and tax-deferred growth.
Fixed Indexed Annuities
Offer principal protection with growth potential linked to the performance of a market index, subject to contract terms.
Income Annuities
Designed to turn retirement assets into predictable income, including options that may provide income for life.
Simple Annuity Highlights
Fixed Annuities
Principal protection from market loss
Guaranteed interest rate for a stated period
Tax-deferred growth until withdrawal
Different payout options
Access to contract value subject to withdrawal and surrender terms
Death benefit options for beneficiaries
Fixed Indexed Annuities
Protection from direct market losses
Growth potential linked to an index
Tax-deferred accumulation
Multiple interest-crediting options
Optional lifetime income features may be available
Beneficiary options
Income Annuities
Predictable income payments
Lifetime income options may be available
Single-life or joint-income options
Flexible income start dates depending on the contract
Period-certain options may be available
Designed to help create dependable retirement cash flow
Important Information
Features, rates, caps, spreads, participation rates, riders, withdrawal options, and income amounts vary by insurance company and contract and may change. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Withdrawals may be subject to surrender charges and taxes. This page is for general educational purposes only.